Operating a skilled nursing facility comes with unique risks that require specialized coverage. Located in Kansas City, MO, Carpenter & Company provides tailored insurance solutions designed specifically for long-term care facilities. Our comprehensive protection includes:

• Workers compensation through the HCFM Trust or other standard carriers
• Professional liability coverage
• Property and casualty insurance
• General liability protection
• Employment practices liability
• Business interruption coverage

Reach out to us today to discuss your facility's specific needs.

Skilled nursing facilities face complex liability exposures that can significantly impact your operations and financial stability. From resident care incidents to employee injuries, having the right insurance protection is essential for your facility. Your coverage needs to address:

• Staff workplace injuries and workers' compensation claims
• Professional negligence and malpractice allegations
• Slip-and-fall accidents involving residents or visitors
• Property damage from fires, storms, or other disasters
• Cyber liability and data breach exposures
• Regulatory compliance requirements

Since establishing the HCFM Workers Compensation Trust in 1991, we've helped countless facilities protect themselves against these risks while maintaining affordable premiums.

When you partner with Carpenter & Company for your skilled nursing facility insurance needs, you're working with a locally and family-owned agency located in Kansas City, MO, that understands healthcare. Our advantages include:

• More than 150 years of combined experience from our staff
• Free quotes on all insurance lines
• Next-day consultations at no charge
• Continuing education hours for your staff
• Access to highly rated workers' compensation carriers
• Active membership in Missouri Health Care Association and Leading Age

As your risk management partners, we're dedicated to keeping your facility protected and compliant.

Located in Kansas City, MO, Carpenter & Company brings decades of healthcare insurance experience, helping facilities secure the protection they need to operate with confidence. If you're opening a new facility or reviewing your current coverage, we'll provide a comprehensive analysis and competitive quotes tailored to your specific situation. Contact us today to schedule your free consultation and discover how we can safeguard your facility's future.