Independent living facilities face unique risks that require specialized insurance solutions. Located in Kansas City, MO, Carpenter & Company will help you secure the protection your facility needs. Our team has established trusted relationships with carriers and understands the specific challenges you face. We offer coverage options including: 

• Workers compensation through the HCFM Trust or other standard carriers
• Property and liability coverage from trusted carriers
• Professional liability protection
• General business insurance packages

Operating an independent living facility means you're responsible for the safety and wellbeing of your residents while managing a complex property. You need insurance that addresses these specific risks. Consider the exposures your facility faces daily:

• Resident injuries from slips, falls, or other accidents
• Staff injuries requiring workers compensation coverage
• Property damage from storms, fires, or equipment failures
• Professional liability for care decisions
• Business interruption that affects your operations

Carpenter & Company understands these challenges and can build a policy that protects your investment.

Carpenter & Company, located in Kansas City, MO, has provided specialized insurance for senior living facilities for decades. We're a locally and family-owned agency that puts relationships first. Here's what sets us apart:

• Free next day consultations and complimentary quotes
• Access to continuing education hours for your staff
• Partnerships with carriers like Liberty Mutual, Missouri Employers Mutual, and Progressive
• Active membership in Missouri Health Care Association and LeadingAge
• Recognition including including the Risk & Insurance Magazine TEDDY award

 We've built our reputation on responsive service and industry knowledge that makes a real difference for our clients.

Your independent living facility deserves the right insurance protection. Carpenter & Company, located in Kansas City, MO, will work with you to design an insurance program that fits your facility's specific needs and budget. We'll compare options from multiple carriers, including specialized programs like the HCFM Workers Compensation Trust, to find you the best value. Contact us today to get started with your complimentary consultation.