Your home health care agency needs protection that addresses the specific challenges you face every day. Carpenter & Company provides specialized insurance solutions for healthcare providers. We've been serving the industry since establishing the Health Care Facilities of Missouri Workers Compensation Trust in 1991, and we're here to keep your operations secure. Our coverage options include:

• Workers compensation programs designed for healthcare facilities
• Professional and general liability protection
• Property and equipment coverage
• Commercial auto insurance for your fleet
• Cyber liability and data breach protection
• Employee benefits packages

We will work with you to find the right carrier to fit your specific needs. Reach out to us for a complimentary consultation and free quote.

Operating a home health care agency comes with significant responsibilities and exposures. Your staff travels to patients' homes, handles medical equipment, and provides critical care services that require proper insurance protection. Without adequate coverage, a single incident could threaten everything you've built. Consider these essential coverage areas:

• Workers compensation for injuries during patient visits
• Professional liability for allegations of medical errors
• Commercial auto coverage for vehicles used in patient care
• General liability for accidents or property damage
• Cyber insurance to protect patient health information
• Employment practices liability for workplace claims

Our team brings over 150 years of collective experience among our staff members, and we understand how to structure policies that address your specific risk profile. We'll help you navigate complex coverage decisions with clarity and confidence.

As a locally and family-owned agency located in Kansas City, MO, we're deeply invested in the healthcare industry's success. Our work in workers’ compensation has been recognized with the prestigious TEDDY Award from Risk & Insurance® magazine. We also maintain active memberships with the Missouri Health Care Association, Missouri Assisted Living Association, and LeadingAge, reflecting our ongoing commitment to serving the healthcare industry. Our commitment goes beyond policies:

• Available around the clock for claims assistance
• Next-day consultations at no charge
• Complimentary quotes across all insurance lines
• Continuing education hours provided for your staff
• Access to highly rated workers compensation carriers
• Personalized service from experienced professionals

We're part of an Independent Insurance Agency Network. This means you'll benefit from both local knowledge and national resources to keep your agency protected.

Protect your business from unexpected risks. If you're starting a new business or reviewing your current coverage, Carpenter & Company, located in Kansas City, MO, is ready to provide the specialized insurance solutions you need. We'll take the time to understand your operations, assess your exposures, and recommend coverage that fits your budget and protects your future. Contact us today for your free consultation and discover why healthcare providers throughout the region trust us with their insurance needs.